Beyond good terms, most people have a specific goal that they want to accomplish or a problem that they need to solve. Rather than give you a laundry list of different loan programs with lots of mortgage industry jargon, most people find it more useful to focus their search based on solving common concerns like these:
Do You Need a Big Loan or a Lot of Cash Out?
We arrange first mortgages for purchase or refinance up to $10 million. You
can also get cash-out in the course of a refinance up to $3.5 million.
Do you need to reduce your monthly payments and get control of your cash flow?
You can get a new loan with payments that are up to 53% lower than most mortgages.
Do you need to make the most of a limited down payment?
You can get home financing for up 100% of the purchase price.
Do you need or want to finance property without documenting income?
New programs available only through professional brokers like us can relive you of the need to document income at all. If you are between jobs, newly self-employed, or recently divorced without a history of income, this kind of flexibility can be critical to maintaining control over your home.
Are you looking for a "zero point" loan or a "no cost" loan?
You can expect maximum flexibility in how to structure your loan. Whether you want a loan with zero transaction costs, or you're looking to capitalize on today's low rates, the options are wide open to you by working with us.
Do you need to overcome a credit challenge?
If you know your credit's not perfect, we're ready to help you. You may be pleasantly surprised to learn what's possible - lower payments and more flexible terms. In just the last few years, the mortgage industry has become much more responsive to homeowners and buyers who lack perfect credit.
Do you need to consolidate a number of loans into one?
One of the best reasons to refinance your home loan is to pay off credit cards and other high interest rate debt. You can simplify your life, eliminate wasteful spending and increase your monthly cash flow. Let us help you plan the best approach.
Do you need help to transition from one property to another?
Sometimes people think that events need to unfold in a certain sequence. They don't realize that they have the resources to move without waiting for another property to sell. We can help you navigate the possibilities.
Do you want to make improvements to your home without raising your monthly payment?
That's right, you can take cash out of your home to make valuable improvements without increasing your monthly payments. Let us show you how.
Do you need a loan or line of credit for your business real estate?
Thanks to a brand new approach in small commercial lending, you can get a loan or line of credit up to $500 thousand with no need for income documentation, asset verification, or even an expensive appraisal. Ask us about this easy way to tap the equity in your commercial property.
Do you need advice about the smartest approach for your financial situation?
We don't represent any particular loan program or any particular bank. Instead, we represent you. Our job is help you get the most value among all lending options. Take advantage of our experience and resources to uncover the best plan for you.
Do you have a different question about real estate lending?
We always welcome your call. When you have a simple question, when you want a personal consultation, or when you’re ready to apply for new financing, please contact our office for friendly, impartial advice and information.
